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Banks · Texas

The Donley County State Bank

Clarendon, TX · FDIC Certificate #11891 · Chartered 01/0

Total assets
$49.65M
Total deposits
$39.09M
Total equity
$10.22M
Net loans
$6.97M
Branches (offices)
1
Net income (YTD)
$213.00K
Rank: #4,042 of 4,213 U.S. banks by assets · #340 of 346 in Texas. Assets changed 5.6% and deposits 4.3% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)0.87%
Return on equity4.21%
Net interest margin (YTD)2.64%
Equity to assets20.59%
Tier 1 leverage ratio20.86%
Uninsured deposits (share of deposits)22.0%
Noncurrent loans (share of loans)2.77%
Net charge-offs (share of loans)0.00%
Loans to deposits17.8%
Real estate loans (share of loans)32.4%

Loan mix

CategoryAmountShare
Real estate loans$2.26M
32.4%
Commercial & industrial$1.16M
16.6%
Consumer / individual$618.00K
8.9%
Construction & development$0
0.0%
Agricultural$3.17M
45.5%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$49.57M$41.54M$65.00K$7.91M
Jun 2023$46.75M$38.18M$236.00K$8.34M
Jun 2024$46.30M$37.30M$236.00K$8.71M
Jun 2025$47.03M$37.47M$307.00K$9.19M
Jun 2026$49.65M$39.09M$213.00K$10.22M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Texas$39.09M1

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $39.09M.

Similar-sized banks

Cowboy State Bank ($50.26M) · Bank Of Brewton ($49.59M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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