Advertisement
The Equitable Savings And Loan Company
Cadiz, OH · FDIC Certificate #29966 · Chartered 01/0
Total assets
$8.59M
Total deposits
$6.35M
Total equity
$2.20M
Net loans
$6.18M
Branches (offices)
1
Net income (YTD)
-$99.00K
Rank: #4,204 of 4,213 U.S. banks by assets · #155 of 155 in Ohio. Assets changed -6.1% and deposits -6.5% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | -2.26% |
| Return on equity | -8.84% |
| Net interest margin (YTD) | 3.82% |
| Equity to assets | 25.57% |
| Tier 1 leverage ratio | 25.56% |
| Uninsured deposits (share of deposits) | 7.5% |
| Noncurrent loans (share of loans) | 1.33% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 97.2% |
| Real estate loans (share of loans) | 99.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $6.12M | 99.1% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $107.00K | 1.7% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $11.43M | $8.13M | -$53.00K | $2.26M |
| Jun 2023 | $11.06M | $7.71M | $11.00K | $2.30M |
| Jun 2024 | $9.12M | $6.79M | -$30.00K | $2.28M |
| Jun 2025 | $9.16M | $6.80M | $30.00K | $2.31M |
| Jun 2026 | $8.59M | $6.35M | -$99.00K | $2.20M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $6.35M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $6.35M.
Similar-sized banks
State Bank Of Burrton ($9.32M) · Bmo Harris Central National Association ($8.22M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement