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The Farmers And Merchants National Bank Of Fairview
Fairview, OK · FDIC Certificate #4097 · Chartered 01/0
Total assets
$118.66M
Total deposits
$103.19M
Total equity
$7.31M
Net loans
$53.18M
Branches (offices)
1
Net income (YTD)
$682.00K
Rank: #3,540 of 4,213 U.S. banks by assets · #124 of 168 in Oklahoma. Assets changed 2.4% and deposits 0.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.09% |
| Return on equity | 18.82% |
| Net interest margin (YTD) | 3.23% |
| Equity to assets | 6.16% |
| Tier 1 leverage ratio | 12.18% |
| Uninsured deposits (share of deposits) | 27.0% |
| Noncurrent loans (share of loans) | 1.67% |
| Net charge-offs (share of loans) | 0.39% |
| Loans to deposits | 51.5% |
| Real estate loans (share of loans) | 59.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $31.44M | 59.1% | |
| Commercial & industrial | $6.07M | 11.4% | |
| Consumer / individual | $4.41M | 8.3% | |
| Construction & development | $2.79M | 5.3% | |
| Agricultural | $11.76M | 22.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $120.59M | $113.85M | $881.00K | $5.74M |
| Jun 2023 | $118.08M | $110.47M | $819.00K | $3.50M |
| Jun 2024 | $115.76M | $107.08M | $703.00K | $3.48M |
| Jun 2025 | $115.88M | $102.73M | $728.00K | $4.99M |
| Jun 2026 | $118.66M | $103.19M | $682.00K | $7.31M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $103.19M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $103.19M.
Similar-sized banks
Mcintosh County Bank ($118.71M) · Countryside Bank ($118.53M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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