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The Farmers Bank
Portland, TN · FDIC Certificate #1696 · Chartered 07/1
Total assets
$942.79M
Total deposits
$799.99M
Total equity
$130.37M
Net loans
$621.14M
Branches (offices)
10
Net income (YTD)
$7.85M
Rank: #1,098 of 4,213 U.S. banks by assets · #35 of 109 in Tennessee. Assets changed 5.9% and deposits 5.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.67% |
| Return on equity | 12.31% |
| Net interest margin (YTD) | 4.75% |
| Equity to assets | 13.83% |
| Tier 1 leverage ratio | 15.09% |
| Uninsured deposits (share of deposits) | 22.6% |
| Noncurrent loans (share of loans) | 0.53% |
| Net charge-offs (share of loans) | 0.10% |
| Loans to deposits | 77.6% |
| Real estate loans (share of loans) | 91.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $566.13M | 91.1% | |
| Commercial & industrial | $50.32M | 8.1% | |
| Consumer / individual | $6.92M | 1.1% | |
| Construction & development | $139.21M | 22.4% | |
| Agricultural | $2.51M | 0.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $844.23M | $754.67M | $6.60M | $79.65M |
| Jun 2023 | $852.93M | $754.73M | $7.29M | $89.27M |
| Jun 2024 | $846.39M | $734.96M | $6.09M | $101.37M |
| Jun 2025 | $890.48M | $759.87M | $7.31M | $113.66M |
| Jun 2026 | $942.79M | $799.99M | $7.85M | $130.37M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Tennessee | $799.99M | 10 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $799.99M.
Similar-sized banks
First Community Bank Of Tennessee ($943.79M) · New Peoples Bank, Inc. ($942.46M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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