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The Farmers National Bank Of Danville
Danville, KY · FDIC Certificate #2740 · Chartered 02/1
Total assets
$989.83M
Total deposits
$847.97M
Total equity
$98.04M
Net loans
$790.43M
Branches (offices)
15
Net income (YTD)
$6.57M
Rank: #1,055 of 4,213 U.S. banks by assets · #18 of 120 in Kentucky. Assets changed -1.1% and deposits -6.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.33% |
| Return on equity | 13.82% |
| Net interest margin (YTD) | 4.47% |
| Equity to assets | 9.91% |
| Tier 1 leverage ratio | 10.58% |
| Uninsured deposits (share of deposits) | 17.6% |
| Noncurrent loans (share of loans) | 1.78% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 93.2% |
| Real estate loans (share of loans) | 84.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $665.86M | 84.2% | |
| Commercial & industrial | $57.78M | 7.3% | |
| Consumer / individual | $12.41M | 1.6% | |
| Construction & development | $37.21M | 4.7% | |
| Agricultural | $63.80M | 8.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $883.70M | $805.38M | $4.14M | $61.10M |
| Jun 2023 | $921.03M | $846.26M | $5.85M | $66.38M |
| Jun 2024 | $940.30M | $858.64M | $5.78M | $73.60M |
| Jun 2025 | $1.00B | $908.46M | $7.51M | $83.23M |
| Jun 2026 | $989.83M | $847.97M | $6.57M | $98.04M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kentucky | $847.97M | 15 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $847.97M.
Similar-sized banks
Hometown Bank, National Association ($990.42M) · First National Bank Of Michigan ($988.87M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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