Advertisement
The Farmers National Bank Of Lebanon
Lebanon, KY · FDIC Certificate #2754 · Chartered 04/0
Total assets
$163.01M
Total deposits
$145.52M
Total equity
$16.38M
Net loans
$114.69M
Branches (offices)
2
Net income (YTD)
$862.00K
Rank: #3,210 of 4,213 U.S. banks by assets · #92 of 120 in Kentucky. Assets changed 15.3% and deposits 14.9% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.09% |
| Return on equity | 10.82% |
| Net interest margin (YTD) | 3.85% |
| Equity to assets | 10.05% |
| Tier 1 leverage ratio | 10.72% |
| Uninsured deposits (share of deposits) | 11.8% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.03% |
| Loans to deposits | 78.8% |
| Real estate loans (share of loans) | 83.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $96.26M | 83.9% | |
| Commercial & industrial | $7.18M | 6.3% | |
| Consumer / individual | $6.99M | 6.1% | |
| Construction & development | $7.32M | 6.4% | |
| Agricultural | $716.00K | 0.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $119.76M | $109.64M | $506.00K | $9.58M |
| Jun 2023 | $122.01M | $110.51M | $563.00K | $10.78M |
| Jun 2024 | $128.45M | $115.59M | $522.00K | $12.01M |
| Jun 2025 | $141.34M | $126.67M | $720.00K | $13.73M |
| Jun 2026 | $163.01M | $145.52M | $862.00K | $16.38M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kentucky | $145.52M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $145.52M.
Similar-sized banks
The Salyersville National Bank ($163.51M) · Security Bank Of Pulaski County ($162.93M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement