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The Farmers State Bank
Holton, KS · FDIC Certificate #15258 · Chartered 10/3
Total assets
$86.25M
Total deposits
$74.36M
Total equity
$9.55M
Net loans
$50.10M
Branches (offices)
1
Net income (YTD)
$684.00K
Rank: #3,785 of 4,213 U.S. banks by assets · #145 of 183 in Kansas. Assets changed 12.2% and deposits 12.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.62% |
| Return on equity | 14.56% |
| Net interest margin (YTD) | 4.05% |
| Equity to assets | 11.08% |
| Tier 1 leverage ratio | 12.74% |
| Uninsured deposits (share of deposits) | 29.4% |
| Noncurrent loans (share of loans) | 0.45% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 67.4% |
| Real estate loans (share of loans) | 90.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $45.49M | 90.8% | |
| Commercial & industrial | $1.06M | 2.1% | |
| Consumer / individual | $917.00K | 1.8% | |
| Construction & development | $2.02M | 4.0% | |
| Agricultural | $3.15M | 6.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $72.82M | $63.80M | $267.00K | $6.99M |
| Jun 2023 | $71.84M | $60.51M | $312.00K | $7.03M |
| Jun 2024 | $76.92M | $65.68M | $314.00K | $7.90M |
| Jun 2025 | $76.86M | $66.06M | $155.00K | $8.45M |
| Jun 2026 | $86.25M | $74.36M | $684.00K | $9.55M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $74.36M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $74.36M.
Similar-sized banks
The First State Bank Of Red Wing ($86.35M) · Peoples Bank ($86.11M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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