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The Farmers State Bank
Marcus, IA · FDIC Certificate #8503 · Chartered 12/2
Total assets
$77.19M
Total deposits
$67.16M
Total equity
$9.69M
Net loans
$42.84M
Branches (offices)
1
Net income (YTD)
$721.00K
Rank: #3,861 of 4,213 U.S. banks by assets · #204 of 225 in Iowa. Assets changed 3.1% and deposits 2.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.87% |
| Return on equity | 15.16% |
| Net interest margin (YTD) | 3.52% |
| Equity to assets | 12.55% |
| Tier 1 leverage ratio | 13.19% |
| Uninsured deposits (share of deposits) | 10.2% |
| Noncurrent loans (share of loans) | 0.51% |
| Net charge-offs (share of loans) | -0.07% |
| Loans to deposits | 63.8% |
| Real estate loans (share of loans) | 45.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $19.57M | 45.7% | |
| Commercial & industrial | $5.30M | 12.4% | |
| Consumer / individual | $1.40M | 3.3% | |
| Construction & development | $50.00K | 0.1% | |
| Agricultural | $17.58M | 41.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $74.34M | $67.28M | $430.00K | $6.99M |
| Jun 2023 | $72.96M | $60.99M | $346.00K | $6.80M |
| Jun 2024 | $75.19M | $62.68M | $377.00K | $7.45M |
| Jun 2025 | $74.88M | $65.32M | $339.00K | $8.64M |
| Jun 2026 | $77.19M | $67.16M | $721.00K | $9.69M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $67.16M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $67.16M.
Similar-sized banks
First Bank Of Utica ($77.37M) · Scottsburg Building And Loan Association ($76.94M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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