Advertisement
The Farmers State Bank Of Waupaca
Waupaca, WI · FDIC Certificate #13033 · Chartered 01/1
Total assets
$279.49M
Total deposits
$244.10M
Total equity
$30.08M
Net loans
$170.80M
Branches (offices)
3
Net income (YTD)
$2.09M
Rank: #2,569 of 4,213 U.S. banks by assets · #103 of 153 in Wisconsin. Assets changed 9.0% and deposits 9.1% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.50% |
| Return on equity | 14.48% |
| Net interest margin (YTD) | 4.12% |
| Equity to assets | 10.76% |
| Tier 1 leverage ratio | 11.57% |
| Uninsured deposits (share of deposits) | 9.4% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 70.0% |
| Real estate loans (share of loans) | 86.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $148.49M | 86.9% | |
| Commercial & industrial | $14.49M | 8.5% | |
| Consumer / individual | $7.40M | 4.3% | |
| Construction & development | $14.24M | 8.3% | |
| Agricultural | $2.31M | 1.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $251.66M | $223.49M | $1.84M | $24.75M |
| Jun 2023 | $246.44M | $215.78M | $1.83M | $26.51M |
| Jun 2024 | $244.76M | $212.97M | $1.57M | $26.84M |
| Jun 2025 | $256.32M | $223.79M | $1.78M | $27.43M |
| Jun 2026 | $279.49M | $244.10M | $2.09M | $30.08M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $244.10M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $244.10M.
Similar-sized banks
Security State Bank ($279.53M) · Town & Country Bank Midwest ($279.25M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement