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The Fayette County National Bank Of Fayetteville
Fayetteville, WV · FDIC Certificate #6762 · Chartered 06/0
Total assets
$158.07M
Total deposits
$134.75M
Total equity
$11.10M
Net loans
$72.67M
Branches (offices)
2
Net income (YTD)
$667.00K
Rank: #3,248 of 4,213 U.S. banks by assets · #33 of 41 in West Virginia. Assets changed 5.7% and deposits -0.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.85% |
| Return on equity | 12.05% |
| Net interest margin (YTD) | 3.01% |
| Equity to assets | 7.02% |
| Tier 1 leverage ratio | 9.05% |
| Uninsured deposits (share of deposits) | 34.4% |
| Noncurrent loans (share of loans) | 0.08% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 53.9% |
| Real estate loans (share of loans) | 95.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $69.53M | 95.7% | |
| Commercial & industrial | $1.00M | 1.4% | |
| Consumer / individual | $3.34M | 4.6% | |
| Construction & development | $3.05M | 4.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $148.78M | $137.92M | $537.00K | $7.32M |
| Jun 2023 | $145.19M | $136.37M | $426.00K | $6.56M |
| Jun 2024 | $144.49M | $132.13M | $470.00K | $8.35M |
| Jun 2025 | $149.53M | $135.56M | $295.00K | $9.85M |
| Jun 2026 | $158.07M | $134.75M | $667.00K | $11.10M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| West Virginia | $134.75M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $134.75M.
Similar-sized banks
Perennial Bank ($158.13M) · Bank Of Monticello ($158.02M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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