Advertisement
The First Bank And Trust Company Of Murphysboro
Murphysboro, IL · FDIC Certificate #3818 · Chartered 01/0
Total assets
$83.08M
Total deposits
$76.11M
Total equity
$6.56M
Net loans
$50.25M
Branches (offices)
1
Net income (YTD)
$113.00K
Rank: #3,810 of 4,213 U.S. banks by assets · #274 of 322 in Illinois. Assets changed -2.3% and deposits -3.3% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.27% |
| Return on equity | 3.47% |
| Net interest margin (YTD) | 4.00% |
| Equity to assets | 7.90% |
| Tier 1 leverage ratio | 9.35% |
| Uninsured deposits (share of deposits) | 9.7% |
| Noncurrent loans (share of loans) | 3.39% |
| Net charge-offs (share of loans) | 0.33% |
| Loans to deposits | 66.0% |
| Real estate loans (share of loans) | 75.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $37.70M | 75.0% | |
| Commercial & industrial | $5.83M | 11.6% | |
| Consumer / individual | $4.13M | 8.2% | |
| Construction & development | $2.04M | 4.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $87.93M | $79.93M | -$28.00K | $5.87M |
| Jun 2023 | $88.31M | $82.25M | $774.00K | $5.83M |
| Jun 2024 | $90.79M | $84.56M | $38.00K | $5.95M |
| Jun 2025 | $85.03M | $78.73M | $21.00K | $5.91M |
| Jun 2026 | $83.08M | $76.11M | $113.00K | $6.56M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $76.11M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $76.11M.
Similar-sized banks
Peoples Bank Of Moniteau County ($83.16M) · Farmers Bank Of Lohman, Missouri ($82.94M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement