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The First National Bank In Cimarron
Cimarron, KS · FDIC Certificate #4638 · Chartered 05/2
Total assets
$143.47M
Total deposits
$131.35M
Total equity
$9.63M
Net loans
$70.19M
Branches (offices)
2
Net income (YTD)
$1.58M
Rank: #3,351 of 4,213 U.S. banks by assets · #115 of 183 in Kansas. Assets changed 0.7% and deposits -0.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.10% |
| Return on equity | 34.13% |
| Net interest margin (YTD) | 3.96% |
| Equity to assets | 6.71% |
| Tier 1 leverage ratio | 9.60% |
| Uninsured deposits (share of deposits) | 25.6% |
| Noncurrent loans (share of loans) | 0.25% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 53.4% |
| Real estate loans (share of loans) | 48.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $34.11M | 48.6% | |
| Commercial & industrial | $16.98M | 24.2% | |
| Consumer / individual | $3.42M | 4.9% | |
| Construction & development | $3.32M | 4.7% | |
| Agricultural | $15.87M | 22.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $137.18M | $132.70M | $680.00K | $2.85M |
| Jun 2023 | $128.90M | $121.73M | $1.04M | $3.71M |
| Jun 2024 | $133.92M | $126.86M | $1.08M | $5.03M |
| Jun 2025 | $142.47M | $132.34M | $1.06M | $7.01M |
| Jun 2026 | $143.47M | $131.35M | $1.58M | $9.63M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $131.35M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $131.35M.
Similar-sized banks
Community Bank Of El Dorado Springs ($143.61M) · Bank Of Crocker ($143.35M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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