Advertisement

Banks · Texas

The First National Bank Of Anderson

Anderson, TX · FDIC Certificate #3075 · Chartered 07/0

Total assets
$230.38M
Total deposits
$203.19M
Total equity
$26.74M
Net loans
$140.67M
Branches (offices)
2
Net income (YTD)
$1.60M
Rank: #2,808 of 4,213 U.S. banks by assets · #241 of 346 in Texas. Assets changed 10.6% and deposits 11.1% over the year to June 30, 2026.
Advertisement

Key ratios

Return on assets (YTD, annualized by FDIC)1.39%
Return on equity12.22%
Net interest margin (YTD)4.45%
Equity to assets11.61%
Tier 1 leverage ratio12.02%
Uninsured deposits (share of deposits)29.7%
Noncurrent loans (share of loans)0.16%
Net charge-offs (share of loans)-0.04%
Loans to deposits69.2%
Real estate loans (share of loans)85.0%

Loan mix

CategoryAmountShare
Real estate loans$119.61M
85.0%
Commercial & industrial$9.59M
6.8%
Consumer / individual$7.23M
5.1%
Construction & development$18.80M
13.4%
Agricultural$6.18M
4.4%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$214.23M$194.44M$539.00K$19.62M
Jun 2023$200.84M$179.38M$1.27M$21.15M
Jun 2024$209.68M$186.37M$1.13M$22.88M
Jun 2025$208.30M$182.89M$1.18M$25.03M
Jun 2026$230.38M$203.19M$1.60M$26.74M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Texas$203.19M2

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $203.19M.

Similar-sized banks

Bank Of Columbia ($231.10M) · Metropolitan Bank ($230.24M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

Advertisement