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The First National Bank Of Bagley
Bagley, MN · FDIC Certificate #5087 · Chartered 06/0
Total assets
$129.19M
Total deposits
$119.72M
Total equity
$8.95M
Net loans
$85.72M
Branches (offices)
2
Net income (YTD)
$768.00K
Rank: #3,469 of 4,213 U.S. banks by assets · #149 of 221 in Minnesota. Assets changed 7.7% and deposits 7.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.20% |
| Return on equity | 17.57% |
| Net interest margin (YTD) | 3.97% |
| Equity to assets | 6.93% |
| Tier 1 leverage ratio | 7.85% |
| Uninsured deposits (share of deposits) | 17.2% |
| Noncurrent loans (share of loans) | 1.02% |
| Net charge-offs (share of loans) | 0.22% |
| Loans to deposits | 71.6% |
| Real estate loans (share of loans) | 63.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $54.76M | 63.9% | |
| Commercial & industrial | $11.57M | 13.5% | |
| Consumer / individual | $12.15M | 14.2% | |
| Construction & development | $3.44M | 4.0% | |
| Agricultural | $8.14M | 9.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $112.68M | $105.84M | $682.00K | $6.37M |
| Jun 2023 | $109.80M | $98.70M | $478.00K | $6.64M |
| Jun 2024 | $110.91M | $103.54M | $384.00K | $6.88M |
| Jun 2025 | $120.00M | $111.51M | $586.00K | $8.00M |
| Jun 2026 | $129.19M | $119.72M | $768.00K | $8.95M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $119.72M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $119.72M.
Similar-sized banks
The Citizens Bank ($129.20M) · Community Bank Of Wichita, Inc. ($128.33M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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