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The First National Bank Of Fairfax
Fairfax, MN · FDIC Certificate #5142 · Chartered 01/0
Total assets
$35.65M
Total deposits
$21.94M
Total equity
$13.61M
Net loans
$9.38M
Branches (offices)
1
Net income (YTD)
$196.00K
Rank: #4,124 of 4,213 U.S. banks by assets · #215 of 221 in Minnesota. Assets changed -4.0% and deposits -6.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.10% |
| Return on equity | 2.90% |
| Net interest margin (YTD) | 3.84% |
| Equity to assets | 38.18% |
| Tier 1 leverage ratio | 38.46% |
| Uninsured deposits (share of deposits) | 9.6% |
| Noncurrent loans (share of loans) | 8.68% |
| Net charge-offs (share of loans) | -0.02% |
| Loans to deposits | 42.8% |
| Real estate loans (share of loans) | 49.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $4.67M | 49.8% | |
| Commercial & industrial | $833.00K | 8.9% | |
| Consumer / individual | $100.00K | 1.1% | |
| Construction & development | $2.83M | 30.2% | |
| Agricultural | $4.16M | 44.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $36.64M | $24.34M | $84.00K | $12.23M |
| Jun 2023 | $35.92M | $23.16M | $302.00K | $12.69M |
| Jun 2024 | $36.34M | $22.97M | $402.00K | $13.26M |
| Jun 2025 | $37.13M | $23.37M | $243.00K | $13.64M |
| Jun 2026 | $35.65M | $21.94M | $196.00K | $13.61M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $21.94M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $21.94M.
Similar-sized banks
Mutual Savings And Loan Association ($35.92M) · Citizens State Bank ($35.55M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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