Advertisement
The First National Bank Of Litchfield
Litchfield, IL · FDIC Certificate #3807 · Chartered 01/0
Total assets
$150.37M
Total deposits
$131.77M
Total equity
$16.19M
Net loans
$111.27M
Branches (offices)
2
Net income (YTD)
$1.03M
Rank: #3,310 of 4,213 U.S. banks by assets · #229 of 322 in Illinois. Assets changed 7.5% and deposits 7.4% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.39% |
| Return on equity | 12.89% |
| Net interest margin (YTD) | 3.73% |
| Equity to assets | 10.77% |
| Tier 1 leverage ratio | 11.50% |
| Uninsured deposits (share of deposits) | 33.4% |
| Noncurrent loans (share of loans) | 0.13% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 84.4% |
| Real estate loans (share of loans) | 64.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $71.53M | 64.3% | |
| Commercial & industrial | $16.58M | 14.9% | |
| Consumer / individual | $4.17M | 3.7% | |
| Construction & development | $4.06M | 3.6% | |
| Agricultural | $19.92M | 17.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $131.24M | $116.61M | $728.00K | $12.30M |
| Jun 2023 | $133.88M | $118.45M | $838.00K | $12.97M |
| Jun 2024 | $127.43M | $107.83M | $606.00K | $13.55M |
| Jun 2025 | $139.82M | $122.70M | $838.00K | $14.82M |
| Jun 2026 | $150.37M | $131.77M | $1.03M | $16.19M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $131.77M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $131.77M.
Similar-sized banks
State Bank Of Table Rock ($150.41M) · Sweet Water State Bank ($150.00M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement