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The First National Bank Of Moose Lake
Moose Lake, MN · FDIC Certificate #5214 · Chartered 06/2
Total assets
$133.66M
Total deposits
$112.36M
Total equity
$18.87M
Net loans
$95.22M
Branches (offices)
2
Net income (YTD)
$1.44M
Rank: #3,439 of 4,213 U.S. banks by assets · #147 of 221 in Minnesota. Assets changed 0.6% and deposits 0.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.12% |
| Return on equity | 15.67% |
| Net interest margin (YTD) | 4.58% |
| Equity to assets | 14.12% |
| Tier 1 leverage ratio | 15.98% |
| Uninsured deposits (share of deposits) | 25.3% |
| Noncurrent loans (share of loans) | 0.10% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 84.7% |
| Real estate loans (share of loans) | 88.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $84.35M | 88.6% | |
| Commercial & industrial | $8.77M | 9.2% | |
| Consumer / individual | $2.93M | 3.1% | |
| Construction & development | $5.69M | 6.0% | |
| Agricultural | $107.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $122.82M | $109.32M | $881.00K | $13.21M |
| Jun 2023 | $127.96M | $102.49M | $663.00K | $13.52M |
| Jun 2024 | $129.61M | $107.37M | $808.00K | $15.21M |
| Jun 2025 | $132.86M | $112.29M | $1.17M | $16.01M |
| Jun 2026 | $133.66M | $112.36M | $1.44M | $18.87M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $112.36M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $112.36M.
Similar-sized banks
The Citizens National Bank Of Quitman ($133.70M) · County Bank ($133.65M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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