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The First National Bank Of Mount Dora
Mount Dora, FL · FDIC Certificate #3579 · Chartered 09/0
Total assets
$358.05M
Total deposits
$317.57M
Total equity
$37.14M
Net loans
$137.43M
Branches (offices)
3
Net income (YTD)
$1.19M
Rank: #2,211 of 4,213 U.S. banks by assets · #53 of 81 in Florida. Assets changed -4.1% and deposits -5.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.67% |
| Return on equity | 6.51% |
| Net interest margin (YTD) | 3.29% |
| Equity to assets | 10.37% |
| Tier 1 leverage ratio | 12.31% |
| Uninsured deposits (share of deposits) | 19.6% |
| Noncurrent loans (share of loans) | 0.41% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 43.3% |
| Real estate loans (share of loans) | 91.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $125.30M | 91.2% | |
| Commercial & industrial | $6.15M | 4.5% | |
| Consumer / individual | $7.43M | 5.4% | |
| Construction & development | $12.53M | 9.1% | |
| Agricultural | $635.00K | 0.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $413.92M | $388.88M | $2.35M | $22.38M |
| Jun 2023 | $389.04M | $345.84M | $2.12M | $27.35M |
| Jun 2024 | $363.33M | $329.20M | $1.82M | $30.35M |
| Jun 2025 | $373.18M | $336.83M | $1.17M | $32.76M |
| Jun 2026 | $358.05M | $317.57M | $1.19M | $37.14M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Florida | $317.57M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $317.57M.
Similar-sized banks
Teutopolis State Bank ($358.54M) · Premier Bank ($357.73M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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