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The First National Bank Of Peterstown
Peterstown, WV · FDIC Certificate #6787 · Chartered 01/2
Total assets
$84.85M
Total deposits
$73.76M
Total equity
$10.98M
Net loans
$36.02M
Branches (offices)
2
Net income (YTD)
$518.00K
Rank: #3,796 of 4,213 U.S. banks by assets · #38 of 41 in West Virginia. Assets changed -1.8% and deposits -3.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.22% |
| Return on equity | 9.64% |
| Net interest margin (YTD) | 3.89% |
| Equity to assets | 12.94% |
| Tier 1 leverage ratio | 13.90% |
| Uninsured deposits (share of deposits) | 6.7% |
| Noncurrent loans (share of loans) | 1.47% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 48.8% |
| Real estate loans (share of loans) | 88.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $31.85M | 88.4% | |
| Commercial & industrial | $2.33M | 6.5% | |
| Consumer / individual | $2.34M | 6.5% | |
| Construction & development | $1.96M | 5.4% | |
| Agricultural | $52.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $85.58M | $78.65M | $383.00K | $6.80M |
| Jun 2023 | $81.34M | $73.46M | $602.00K | $7.78M |
| Jun 2024 | $85.93M | $76.97M | $533.00K | $8.82M |
| Jun 2025 | $86.37M | $76.22M | $518.00K | $10.01M |
| Jun 2026 | $84.85M | $73.76M | $518.00K | $10.98M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| West Virginia | $65.23M | 1 |
| Virginia | $8.53M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $73.76M.
Similar-sized banks
Vantage Bank ($85.03M) · The Pleasants County Bank ($84.71M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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