Advertisement
The First National Bank Of Scott City
Scott City, KS · FDIC Certificate #4769 · Chartered 01/0
Total assets
$173.76M
Total deposits
$140.41M
Total equity
$22.42M
Net loans
$126.80M
Branches (offices)
1
Net income (YTD)
$1.44M
Rank: #3,154 of 4,213 U.S. banks by assets · #107 of 183 in Kansas. Assets changed 4.6% and deposits -2.1% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.67% |
| Return on equity | 13.11% |
| Net interest margin (YTD) | 4.54% |
| Equity to assets | 12.90% |
| Tier 1 leverage ratio | 14.48% |
| Uninsured deposits (share of deposits) | 32.9% |
| Noncurrent loans (share of loans) | 0.33% |
| Net charge-offs (share of loans) | 0.14% |
| Loans to deposits | 90.3% |
| Real estate loans (share of loans) | 48.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $61.09M | 48.2% | |
| Commercial & industrial | $18.15M | 14.3% | |
| Consumer / individual | $10.99M | 8.7% | |
| Construction & development | $224.00K | 0.2% | |
| Agricultural | $37.69M | 29.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $150.60M | $134.36M | $700.00K | $14.05M |
| Jun 2023 | $155.86M | $137.58M | $664.00K | $14.45M |
| Jun 2024 | $158.50M | $132.49M | $1.76M | $17.30M |
| Jun 2025 | $166.11M | $143.47M | $1.15M | $19.86M |
| Jun 2026 | $173.76M | $140.41M | $1.44M | $22.42M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $140.41M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $140.41M.
Similar-sized banks
The Warrington Bank ($173.94M) · Waterman Bank ($173.62M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement