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The First National Bank Of Sonora
Sonora, TX · FDIC Certificate #5531 · Chartered 01/0
Total assets
$721.95M
Total deposits
$640.69M
Total equity
$53.11M
Net loans
$531.17M
Branches (offices)
9
Net income (YTD)
$2.01M
Rank: #1,348 of 4,213 U.S. banks by assets · #121 of 346 in Texas. Assets changed 4.0% and deposits 0.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.57% |
| Return on equity | 7.58% |
| Net interest margin (YTD) | 4.80% |
| Equity to assets | 7.36% |
| Tier 1 leverage ratio | 8.00% |
| Uninsured deposits (share of deposits) | 27.0% |
| Noncurrent loans (share of loans) | 1.40% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 82.9% |
| Real estate loans (share of loans) | 86.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $461.12M | 86.8% | |
| Commercial & industrial | $52.65M | 9.9% | |
| Consumer / individual | $16.45M | 3.1% | |
| Construction & development | $69.90M | 13.2% | |
| Agricultural | $5.81M | 1.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $629.24M | $572.67M | $2.81M | $47.01M |
| Jun 2023 | $588.56M | $478.65M | $3.82M | $50.55M |
| Jun 2024 | $611.21M | $528.31M | $3.41M | $48.48M |
| Jun 2025 | $694.28M | $635.83M | $2.28M | $49.46M |
| Jun 2026 | $721.95M | $640.69M | $2.01M | $53.11M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $640.69M | 9 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $640.69M.
Similar-sized banks
The Bradford National Bank Of Greenville ($722.82M) · Albank National Association ($721.80M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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