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Banks · Ohio

The First National Bank Of Sycamore

Sycamore, OH · FDIC Certificate #6706 · Chartered 07/0

Total assets
$239.37M
Total deposits
$207.36M
Total equity
$21.22M
Net loans
$151.47M
Branches (offices)
4
Net income (YTD)
$1.44M
Rank: #2,774 of 4,213 U.S. banks by assets · #93 of 155 in Ohio. Assets changed 2.5% and deposits 0.4% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)1.22%
Return on equity14.18%
Net interest margin (YTD)3.66%
Equity to assets8.86%
Tier 1 leverage ratio9.96%
Uninsured deposits (share of deposits)22.3%
Noncurrent loans (share of loans)0.06%
Net charge-offs (share of loans)0.00%
Loans to deposits73.0%
Real estate loans (share of loans)86.6%

Loan mix

CategoryAmountShare
Real estate loans$131.15M
86.6%
Commercial & industrial$14.58M
9.6%
Consumer / individual$4.08M
2.7%
Construction & development$7.79M
5.1%
Agricultural$3.25M
2.1%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$187.97M$171.84M$708.00K$12.50M
Jun 2023$204.83M$166.21M$669.00K$13.82M
Jun 2024$214.85M$188.15M$742.00K$15.59M
Jun 2025$233.60M$206.60M$1.13M$16.16M
Jun 2026$239.37M$207.36M$1.44M$21.22M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Ohio$207.36M4

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $207.36M.

Similar-sized banks

First Bank Of Boaz ($239.84M) · Bankcda ($238.88M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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