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The First Security Bank
Beaver, OK · FDIC Certificate #4041 · Chartered 01/1
Total assets
$334.96M
Total deposits
$277.36M
Total equity
$28.53M
Net loans
$287.86M
Branches (offices)
3
Net income (YTD)
$1.71M
Rank: #2,311 of 4,213 U.S. banks by assets · #74 of 168 in Oklahoma. Assets changed 45.2% and deposits 37.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.11% |
| Return on equity | 13.18% |
| Net interest margin (YTD) | 4.65% |
| Equity to assets | 8.52% |
| Tier 1 leverage ratio | 8.29% |
| Uninsured deposits (share of deposits) | 58.8% |
| Noncurrent loans (share of loans) | 2.34% |
| Net charge-offs (share of loans) | 0.09% |
| Loans to deposits | 103.8% |
| Real estate loans (share of loans) | 45.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $130.38M | 45.3% | |
| Commercial & industrial | $115.31M | 40.1% | |
| Consumer / individual | $11.34M | 3.9% | |
| Construction & development | $8.61M | 3.0% | |
| Agricultural | $33.44M | 11.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $121.85M | $107.80M | $298.00K | $13.68M |
| Jun 2023 | $135.83M | $120.10M | $424.00K | $14.21M |
| Jun 2024 | $159.68M | $144.29M | $172.00K | $14.57M |
| Jun 2025 | $230.70M | $201.50M | $807.00K | $18.96M |
| Jun 2026 | $334.96M | $277.36M | $1.71M | $28.53M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $148.11M | 1 |
| Texas | $129.25M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $277.36M.
Similar-sized banks
The First National Bank Of St. Ignace ($335.82M) · The Citizens Bank Company ($334.64M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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