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The First Security Bank
Overbrook, KS · FDIC Certificate #4752 · Chartered 04/0
Total assets
$225.59M
Total deposits
$191.42M
Total equity
$20.36M
Net loans
$154.63M
Branches (offices)
8
Net income (YTD)
$2.18M
Rank: #2,833 of 4,213 U.S. banks by assets · #85 of 183 in Kansas. Assets changed 126.5% and deposits 123.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.91% |
| Return on equity | 33.64% |
| Net interest margin (YTD) | 4.29% |
| Equity to assets | 9.03% |
| Tier 1 leverage ratio | 7.98% |
| Uninsured deposits (share of deposits) | 13.8% |
| Noncurrent loans (share of loans) | 2.00% |
| Net charge-offs (share of loans) | 0.52% |
| Loans to deposits | 80.8% |
| Real estate loans (share of loans) | 78.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $121.74M | 78.7% | |
| Commercial & industrial | $12.30M | 8.0% | |
| Consumer / individual | $3.13M | 2.0% | |
| Construction & development | $8.87M | 5.7% | |
| Agricultural | $17.37M | 11.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $78.61M | $68.92M | $335.00K | $6.48M |
| Jun 2023 | $87.69M | $78.15M | $261.00K | $6.71M |
| Jun 2024 | $91.70M | $79.50M | $222.00K | $8.97M |
| Jun 2025 | $99.60M | $85.65M | $274.00K | $8.81M |
| Jun 2026 | $225.59M | $191.42M | $2.18M | $20.36M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $191.42M | 8 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $191.42M.
Similar-sized banks
First Security Bank And Trust Company ($225.96M) · I3 Bank ($225.49M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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