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The First State Bank Of Malta
Malta, MT · FDIC Certificate #1982 · Chartered 03/0
Total assets
$189.67M
Total deposits
$164.91M
Total equity
$23.65M
Net loans
$66.88M
Branches (offices)
1
Net income (YTD)
$1.01M
Rank: #3,050 of 4,213 U.S. banks by assets · #20 of 35 in Montana. Assets changed 8.3% and deposits 8.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.03% |
| Return on equity | 8.58% |
| Net interest margin (YTD) | 2.86% |
| Equity to assets | 12.47% |
| Tier 1 leverage ratio | 14.36% |
| Uninsured deposits (share of deposits) | 20.6% |
| Noncurrent loans (share of loans) | 2.20% |
| Net charge-offs (share of loans) | -0.10% |
| Loans to deposits | 40.6% |
| Real estate loans (share of loans) | 54.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $36.51M | 54.6% | |
| Commercial & industrial | $6.87M | 10.3% | |
| Consumer / individual | $3.17M | 4.7% | |
| Construction & development | $594.00K | 0.9% | |
| Agricultural | $21.89M | 32.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $166.69M | $148.44M | $444.00K | $18.04M |
| Jun 2023 | $160.21M | $140.19M | $1.61M | $19.18M |
| Jun 2024 | $168.02M | $147.21M | $456.00K | $19.82M |
| Jun 2025 | $175.19M | $151.98M | $492.00K | $22.13M |
| Jun 2026 | $189.67M | $164.91M | $1.01M | $23.65M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Montana | $164.91M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $164.91M.
Similar-sized banks
First Enterprise Bank ($189.69M) · The Peoples Savings Bank ($189.32M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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