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The First State Bank Of Ransom
Ransom, KS · FDIC Certificate #15469 · Chartered 01/0
Total assets
$48.93M
Total deposits
$39.94M
Total equity
$8.72M
Net loans
$22.34M
Branches (offices)
2
Net income (YTD)
$289.00K
Rank: #4,048 of 4,213 U.S. banks by assets · #166 of 183 in Kansas. Assets changed 1.0% and deposits 0.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.19% |
| Return on equity | 6.64% |
| Net interest margin (YTD) | 2.76% |
| Equity to assets | 17.82% |
| Tier 1 leverage ratio | 20.06% |
| Uninsured deposits (share of deposits) | 15.4% |
| Noncurrent loans (share of loans) | 0.34% |
| Net charge-offs (share of loans) | 0.08% |
| Loans to deposits | 55.9% |
| Real estate loans (share of loans) | 32.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $7.23M | 32.4% | |
| Commercial & industrial | $5.74M | 25.7% | |
| Consumer / individual | $432.00K | 1.9% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $9.28M | 41.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $49.41M | $40.71M | $204.00K | $7.73M |
| Jun 2023 | $47.09M | $39.30M | $115.00K | $7.61M |
| Jun 2024 | $46.28M | $38.16M | $155.00K | $7.89M |
| Jun 2025 | $48.45M | $39.90M | $163.00K | $8.32M |
| Jun 2026 | $48.93M | $39.94M | $289.00K | $8.72M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $39.94M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $39.94M.
Similar-sized banks
Buckley State Bank ($49.02M) · Security State Bank Of Oklee ($48.77M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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