Advertisement
The First State Bank Of Shelby
Shelby, MT · FDIC Certificate #11013 · Chartered 01/0
Total assets
$175.64M
Total deposits
$148.48M
Total equity
$26.36M
Net loans
$24.53M
Branches (offices)
1
Net income (YTD)
$1.08M
Rank: #3,142 of 4,213 U.S. banks by assets · #22 of 35 in Montana. Assets changed 10.4% and deposits 11.0% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.28% |
| Return on equity | 8.33% |
| Net interest margin (YTD) | 2.35% |
| Equity to assets | 15.01% |
| Tier 1 leverage ratio | 19.38% |
| Uninsured deposits (share of deposits) | 24.9% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.56% |
| Loans to deposits | 16.5% |
| Real estate loans (share of loans) | 36.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $8.92M | 36.4% | |
| Commercial & industrial | $4.49M | 18.3% | |
| Consumer / individual | $754.00K | 3.1% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $8.55M | 34.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $182.31M | $157.30M | $872.00K | $24.78M |
| Jun 2023 | $168.87M | $125.09M | $926.00K | $24.83M |
| Jun 2024 | $156.81M | $123.75M | -$458.00K | $24.73M |
| Jun 2025 | $159.10M | $133.82M | $552.00K | $24.63M |
| Jun 2026 | $175.64M | $148.48M | $1.08M | $26.36M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Montana | $148.48M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $148.48M.
Similar-sized banks
Bank Of Prairie Village ($175.69M) · Brunswick State Bank ($175.61M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement