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The Granville National Bank
Granville, IL · FDIC Certificate #13983 · Chartered 02/2
Total assets
$118.35M
Total deposits
$105.13M
Total equity
$12.73M
Net loans
$53.40M
Branches (offices)
2
Net income (YTD)
$691.00K
Rank: #3,543 of 4,213 U.S. banks by assets · #252 of 322 in Illinois. Assets changed 4.1% and deposits 3.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.17% |
| Return on equity | 11.07% |
| Net interest margin (YTD) | 3.35% |
| Equity to assets | 10.76% |
| Tier 1 leverage ratio | 11.10% |
| Uninsured deposits (share of deposits) | 12.7% |
| Noncurrent loans (share of loans) | 2.21% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 50.8% |
| Real estate loans (share of loans) | 65.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $34.98M | 65.5% | |
| Commercial & industrial | $9.09M | 17.0% | |
| Consumer / individual | $6.52M | 12.2% | |
| Construction & development | $1.05M | 2.0% | |
| Agricultural | $3.38M | 6.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $112.63M | $103.47M | $322.00K | $8.78M |
| Jun 2023 | $109.83M | $100.90M | $287.00K | $8.56M |
| Jun 2024 | $109.55M | $98.47M | $307.00K | $9.58M |
| Jun 2025 | $113.69M | $101.68M | $435.00K | $11.37M |
| Jun 2026 | $118.35M | $105.13M | $691.00K | $12.73M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $105.13M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $105.13M.
Similar-sized banks
Kalamazoo County State Bank ($118.44M) · Twin Cedars Bank ($118.35M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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