Advertisement
The Home Trust & Savings Bank
Osage, IA · FDIC Certificate #963 · Chartered 12/0
Total assets
$287.72M
Total deposits
$252.93M
Total equity
$28.36M
Net loans
$209.42M
Branches (offices)
1
Net income (YTD)
$1.93M
Rank: #2,532 of 4,213 U.S. banks by assets · #106 of 225 in Iowa. Assets changed 0.9% and deposits 2.3% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.33% |
| Return on equity | 14.02% |
| Net interest margin (YTD) | 2.72% |
| Equity to assets | 9.86% |
| Tier 1 leverage ratio | 10.83% |
| Uninsured deposits (share of deposits) | 22.9% |
| Noncurrent loans (share of loans) | 0.80% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 82.8% |
| Real estate loans (share of loans) | 63.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $133.92M | 63.9% | |
| Commercial & industrial | $18.41M | 8.8% | |
| Consumer / individual | $4.33M | 2.1% | |
| Construction & development | $2.31M | 1.1% | |
| Agricultural | $54.20M | 25.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $265.11M | $235.68M | $1.82M | $21.02M |
| Jun 2023 | $271.89M | $234.48M | $833.00K | $20.17M |
| Jun 2024 | $284.90M | $235.21M | $811.00K | $20.15M |
| Jun 2025 | $285.20M | $247.17M | $1.35M | $24.55M |
| Jun 2026 | $287.72M | $252.93M | $1.93M | $28.36M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $252.93M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $252.93M.
Similar-sized banks
Gateway Bank, F.S.B. ($288.22M) · First Whitney Bank And Trust ($287.51M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement