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The Hopeton State Bank
Hopeton, OK · FDIC Certificate #12585 · Chartered 01/0
Total assets
$30.84M
Total deposits
$24.91M
Total equity
$5.88M
Net loans
$20.24M
Branches (offices)
1
Net income (YTD)
-$123.00K
Rank: #4,144 of 4,213 U.S. banks by assets · #162 of 168 in Oklahoma. Assets changed 1.1% and deposits 1.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -0.79% |
| Return on equity | -4.12% |
| Net interest margin (YTD) | 4.34% |
| Equity to assets | 19.07% |
| Tier 1 leverage ratio | 11.32% |
| Uninsured deposits (share of deposits) | 7.9% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 81.3% |
| Real estate loans (share of loans) | 36.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $7.39M | 36.5% | |
| Commercial & industrial | $6.46M | 31.9% | |
| Consumer / individual | $981.00K | 4.8% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $4.74M | 23.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $26.07M | $23.69M | $1.00K | $2.37M |
| Jun 2023 | $25.59M | $23.42M | -$34.00K | $2.13M |
| Jun 2024 | $26.06M | $23.79M | -$38.00K | $2.22M |
| Jun 2025 | $30.52M | $24.61M | -$118.00K | $5.86M |
| Jun 2026 | $30.84M | $24.91M | -$123.00K | $5.88M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $24.91M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $24.91M.
Similar-sized banks
Generations Community Bank ($30.90M) · The First National Bank Of Fleming ($30.68M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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