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The Lamesa National Bank
Lamesa, TX · FDIC Certificate #3292 · Chartered 07/3
Total assets
$426.85M
Total deposits
$375.09M
Total equity
$50.67M
Net loans
$59.12M
Branches (offices)
1
Net income (YTD)
$4.87M
Rank: #1,973 of 4,213 U.S. banks by assets · #174 of 346 in Texas. Assets changed 2.2% and deposits 1.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.24% |
| Return on equity | 19.39% |
| Net interest margin (YTD) | 3.24% |
| Equity to assets | 11.87% |
| Tier 1 leverage ratio | 11.95% |
| Uninsured deposits (share of deposits) | 35.1% |
| Noncurrent loans (share of loans) | 1.74% |
| Net charge-offs (share of loans) | -0.02% |
| Loans to deposits | 15.8% |
| Real estate loans (share of loans) | 20.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $12.38M | 20.9% | |
| Commercial & industrial | $8.22M | 13.9% | |
| Consumer / individual | $689.00K | 1.2% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $39.55M | 66.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $404.62M | $377.87M | $1.48M | $26.40M |
| Jun 2023 | $386.04M | $358.02M | $2.74M | $27.32M |
| Jun 2024 | $384.45M | $345.86M | $2.29M | $37.73M |
| Jun 2025 | $417.84M | $370.74M | $4.18M | $46.07M |
| Jun 2026 | $426.85M | $375.09M | $4.87M | $50.67M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $375.09M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $375.09M.
Similar-sized banks
Waukon State Bank ($426.86M) · Bank Of Mauston ($426.70M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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