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The Liberty Savings Association, Fsa
Fort Scott, KS · FDIC Certificate #29857 · Chartered 01/0
Total assets
$28.17M
Total deposits
$21.24M
Total equity
$6.86M
Net loans
$9.13M
Branches (offices)
1
Net income (YTD)
$39.00K
Rank: #4,156 of 4,213 U.S. banks by assets · #175 of 183 in Kansas. Assets changed -1.0% and deposits -1.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.28% |
| Return on equity | 1.14% |
| Net interest margin (YTD) | 3.14% |
| Equity to assets | 24.35% |
| Tier 1 leverage ratio | 24.05% |
| Uninsured deposits (share of deposits) | 7.0% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 43.0% |
| Real estate loans (share of loans) | 88.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $8.08M | 88.5% | |
| Commercial & industrial | $87.00K | 1.0% | |
| Consumer / individual | $738.00K | 8.1% | |
| Construction & development | $146.00K | 1.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $32.65M | $26.12M | $46.00K | $6.50M |
| Jun 2023 | $30.79M | $24.19M | $61.00K | $6.55M |
| Jun 2024 | $29.14M | $22.30M | $84.00K | $6.77M |
| Jun 2025 | $28.46M | $21.54M | $63.00K | $6.84M |
| Jun 2026 | $28.17M | $21.24M | $39.00K | $6.86M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $21.24M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $21.24M.
Similar-sized banks
Andes State Bank ($28.20M) · Milford Building And Loan Association ($28.09M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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