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The Lyndon State Bank
Lyndon, KS · FDIC Certificate #12135 · Chartered 08/0
Total assets
$115.14M
Total deposits
$85.11M
Total equity
$10.31M
Net loans
$97.06M
Branches (offices)
3
Net income (YTD)
$979.00K
Rank: #3,566 of 4,213 U.S. banks by assets · #127 of 183 in Kansas. Assets changed 10.8% and deposits 6.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.77% |
| Return on equity | 19.52% |
| Net interest margin (YTD) | 4.91% |
| Equity to assets | 8.95% |
| Tier 1 leverage ratio | 9.51% |
| Uninsured deposits (share of deposits) | 14.8% |
| Noncurrent loans (share of loans) | 0.28% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 114.0% |
| Real estate loans (share of loans) | 77.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $74.74M | 77.0% | |
| Commercial & industrial | $5.82M | 6.0% | |
| Consumer / individual | $2.77M | 2.9% | |
| Construction & development | $2.53M | 2.6% | |
| Agricultural | $13.51M | 13.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $89.83M | $75.13M | $204.00K | $7.69M |
| Jun 2023 | $94.06M | $74.48M | $245.00K | $7.74M |
| Jun 2024 | $98.50M | $76.46M | $217.00K | $8.15M |
| Jun 2025 | $103.96M | $80.04M | $453.00K | $9.06M |
| Jun 2026 | $115.14M | $85.11M | $979.00K | $10.31M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $85.11M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $85.11M.
Similar-sized banks
The Commercial Bank Of Ozark ($115.19M) · Home Savings Bank ($115.08M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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