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The National Bank Of Andrews
Andrews, TX · FDIC Certificate #17603 · Chartered 11/1
Total assets
$340.52M
Total deposits
$298.25M
Total equity
$33.56M
Net loans
$218.94M
Branches (offices)
3
Net income (YTD)
$4.49M
Rank: #2,289 of 4,213 U.S. banks by assets · #197 of 346 in Texas. Assets changed 19.2% and deposits 20.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.71% |
| Return on equity | 27.62% |
| Net interest margin (YTD) | 5.15% |
| Equity to assets | 9.86% |
| Tier 1 leverage ratio | 10.11% |
| Uninsured deposits (share of deposits) | 46.5% |
| Noncurrent loans (share of loans) | 3.05% |
| Net charge-offs (share of loans) | 0.27% |
| Loans to deposits | 73.4% |
| Real estate loans (share of loans) | 53.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $116.24M | 53.1% | |
| Commercial & industrial | $95.80M | 43.8% | |
| Consumer / individual | $9.42M | 4.3% | |
| Construction & development | $10.04M | 4.6% | |
| Agricultural | $179.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $264.36M | $236.97M | $2.25M | $22.66M |
| Jun 2023 | $283.44M | $254.15M | $4.32M | $24.98M |
| Jun 2024 | $295.15M | $259.61M | $4.70M | $29.77M |
| Jun 2025 | $285.69M | $246.71M | $4.65M | $32.22M |
| Jun 2026 | $340.52M | $298.25M | $4.49M | $33.56M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $298.25M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $298.25M.
Similar-sized banks
Riverhills Bank ($340.80M) · Community Bank Of Parkersburg ($340.33M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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