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The National Bank Of Indianapolis
Indianapolis, IN · FDIC Certificate #33860 · Chartered 12/0
Total assets
$3.04B
Total deposits
$2.67B
Total equity
$237.54M
Net loans
$2.12B
Branches (offices)
13
Net income (YTD)
$21.13M
Rank: #421 of 4,213 U.S. banks by assets · #14 of 87 in Indiana. Assets changed 5.5% and deposits 1.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.37% |
| Return on equity | 18.16% |
| Net interest margin (YTD) | 3.22% |
| Equity to assets | 7.82% |
| Tier 1 leverage ratio | 9.29% |
| Uninsured deposits (share of deposits) | 60.3% |
| Noncurrent loans (share of loans) | 0.15% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 79.4% |
| Real estate loans (share of loans) | 72.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.54B | 72.8% | |
| Commercial & industrial | $516.21M | 24.3% | |
| Consumer / individual | $42.63M | 2.0% | |
| Construction & development | $307.98M | 14.5% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.94B | $2.63B | $14.82M | $177.90M |
| Jun 2023 | $2.70B | $2.44B | $17.66M | $177.46M |
| Jun 2024 | $2.83B | $2.58B | $14.73M | $196.66M |
| Jun 2025 | $2.88B | $2.64B | $18.78M | $211.69M |
| Jun 2026 | $3.04B | $2.67B | $21.13M | $237.54M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Indiana | $2.67B | 13 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.67B.
Similar-sized banks
Lawrence Bank ($3.04B) · Mascoma Bank ($3.03B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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