Advertisement
The North Side Bank And Trust Company
Cincinnati, OH · FDIC Certificate #9457 · Chartered 01/0
Total assets
$1.17B
Total deposits
$989.48M
Total equity
$104.25M
Net loans
$743.57M
Branches (offices)
9
Net income (YTD)
$6.57M
Rank: #915 of 4,213 U.S. banks by assets · #34 of 155 in Ohio. Assets changed 9.4% and deposits 12.3% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.12% |
| Return on equity | 12.78% |
| Net interest margin (YTD) | 2.79% |
| Equity to assets | 8.89% |
| Tier 1 leverage ratio | 11.16% |
| Uninsured deposits (share of deposits) | 42.1% |
| Noncurrent loans (share of loans) | 0.10% |
| Net charge-offs (share of loans) | 0.33% |
| Loans to deposits | 75.1% |
| Real estate loans (share of loans) | 81.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $605.08M | 81.4% | |
| Commercial & industrial | $126.53M | 17.0% | |
| Consumer / individual | $20.20M | 2.7% | |
| Construction & development | $47.37M | 6.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $978.13M | $803.25M | $5.64M | $79.92M |
| Jun 2023 | $978.51M | $803.68M | $6.13M | $81.17M |
| Jun 2024 | $995.95M | $814.08M | $4.47M | $88.00M |
| Jun 2025 | $1.07B | $881.43M | $5.55M | $94.80M |
| Jun 2026 | $1.17B | $989.48M | $6.57M | $104.25M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $989.48M | 9 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $989.48M.
Similar-sized banks
Community National Bank ($1.17B) · The Honesdale National Bank ($1.17B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement