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The Old Fort Banking Company
Old Fort, OH · FDIC Certificate #10255 · Chartered 01/1
Total assets
$843.87M
Total deposits
$781.79M
Total equity
$57.27M
Net loans
$479.56M
Branches (offices)
10
Net income (YTD)
$6.12M
Rank: #1,199 of 4,213 U.S. banks by assets · #42 of 155 in Ohio. Assets changed -1.4% and deposits -2.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.44% |
| Return on equity | 21.26% |
| Net interest margin (YTD) | 3.03% |
| Equity to assets | 6.79% |
| Tier 1 leverage ratio | 8.89% |
| Uninsured deposits (share of deposits) | 33.6% |
| Noncurrent loans (share of loans) | 0.20% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 61.3% |
| Real estate loans (share of loans) | 81.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $389.48M | 81.2% | |
| Commercial & industrial | $93.10M | 19.4% | |
| Consumer / individual | $1.35M | 0.3% | |
| Construction & development | $20.48M | 4.3% | |
| Agricultural | $790.00K | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $798.18M | $758.31M | $5.98M | $35.40M |
| Jun 2023 | $806.11M | $768.57M | $3.49M | $33.42M |
| Jun 2024 | $821.33M | $779.83M | $2.88M | $37.55M |
| Jun 2025 | $856.19M | $802.30M | $4.39M | $49.50M |
| Jun 2026 | $843.87M | $781.79M | $6.12M | $57.27M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $781.79M | 10 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $781.79M.
Similar-sized banks
Millennium Bank ($844.46M) · Fnbc Bank ($843.32M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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