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The Pecos County State Bank
Fort Stockton, TX · FDIC Certificate #13006 · Chartered 05/1
Total assets
$309.41M
Total deposits
$280.66M
Total equity
$27.88M
Net loans
$118.42M
Branches (offices)
5
Net income (YTD)
$2.50M
Rank: #2,422 of 4,213 U.S. banks by assets · #208 of 346 in Texas. Assets changed 1.6% and deposits 0.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.61% |
| Return on equity | 17.47% |
| Net interest margin (YTD) | 3.82% |
| Equity to assets | 9.01% |
| Tier 1 leverage ratio | 11.57% |
| Uninsured deposits (share of deposits) | 40.4% |
| Noncurrent loans (share of loans) | 0.98% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 42.2% |
| Real estate loans (share of loans) | 75.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $89.79M | 75.8% | |
| Commercial & industrial | $16.16M | 13.6% | |
| Consumer / individual | $8.84M | 7.5% | |
| Construction & development | $266.00K | 0.2% | |
| Agricultural | $1.67M | 1.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $316.71M | $300.23M | $2.13M | $15.78M |
| Jun 2023 | $323.85M | $306.12M | $2.69M | $16.95M |
| Jun 2024 | $319.70M | $297.55M | $2.42M | $21.29M |
| Jun 2025 | $304.66M | $279.88M | $2.87M | $23.83M |
| Jun 2026 | $309.41M | $280.66M | $2.50M | $27.88M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $280.66M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $280.66M.
Similar-sized banks
First National Bank Of South Carolina ($309.66M) · Washington State Bank ($309.21M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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