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The Peoples Community Bank
Mazomanie, WI · FDIC Certificate #15046 · Chartered 11/2
Total assets
$388.77M
Total deposits
$339.70M
Total equity
$46.38M
Net loans
$246.90M
Branches (offices)
6
Net income (YTD)
$3.10M
Rank: #2,102 of 4,213 U.S. banks by assets · #78 of 153 in Wisconsin. Assets changed 5.3% and deposits 4.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.58% |
| Return on equity | 13.44% |
| Net interest margin (YTD) | 3.74% |
| Equity to assets | 11.93% |
| Tier 1 leverage ratio | 12.76% |
| Uninsured deposits (share of deposits) | 12.1% |
| Noncurrent loans (share of loans) | 0.14% |
| Net charge-offs (share of loans) | -0.04% |
| Loans to deposits | 72.7% |
| Real estate loans (share of loans) | 88.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $217.18M | 88.0% | |
| Commercial & industrial | $17.03M | 6.9% | |
| Consumer / individual | $4.67M | 1.9% | |
| Construction & development | $23.73M | 9.6% | |
| Agricultural | $3.08M | 1.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $356.03M | $319.38M | $1.87M | $36.26M |
| Jun 2023 | $359.70M | $315.50M | $1.78M | $38.35M |
| Jun 2024 | $358.89M | $312.13M | $1.83M | $39.17M |
| Jun 2025 | $369.16M | $325.22M | $2.44M | $42.53M |
| Jun 2026 | $388.77M | $339.70M | $3.10M | $46.38M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $339.70M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $339.70M.
Similar-sized banks
The Mint National Bank ($388.94M) · Owen County State Bank ($388.53M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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