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The Peoples Savings Bank
New Matamoras, OH · FDIC Certificate #9439 · Chartered 07/1
Total assets
$71.86M
Total deposits
$63.47M
Total equity
$8.30M
Net loans
$34.30M
Branches (offices)
3
Net income (YTD)
$279.00K
Rank: #3,895 of 4,213 U.S. banks by assets · #142 of 155 in Ohio. Assets changed 1.6% and deposits 0.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.81% |
| Return on equity | 6.75% |
| Net interest margin (YTD) | 3.81% |
| Equity to assets | 11.56% |
| Tier 1 leverage ratio | 13.45% |
| Uninsured deposits (share of deposits) | 16.4% |
| Noncurrent loans (share of loans) | 1.58% |
| Net charge-offs (share of loans) | 0.12% |
| Loans to deposits | 54.0% |
| Real estate loans (share of loans) | 88.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $30.39M | 88.6% | |
| Commercial & industrial | $1.32M | 3.9% | |
| Consumer / individual | $3.02M | 8.8% | |
| Construction & development | $1.17M | 3.4% | |
| Agricultural | $34.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $67.96M | $62.10M | $127.00K | $5.77M |
| Jun 2023 | $66.38M | $60.62M | $254.00K | $5.64M |
| Jun 2024 | $64.99M | $58.35M | $257.00K | $6.53M |
| Jun 2025 | $70.72M | $62.99M | $277.00K | $7.61M |
| Jun 2026 | $71.86M | $63.47M | $279.00K | $8.30M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $63.47M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $63.47M.
Similar-sized banks
Citizens State Bank Of Lankin ($72.11M) · Security Bank And Trust Co. ($71.82M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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