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The Peoples State Bank Of Newton, Illinois
Newton, IL · FDIC Certificate #11722 · Chartered 01/0
Total assets
$736.71M
Total deposits
$577.91M
Total equity
$87.23M
Net loans
$494.28M
Branches (offices)
9
Net income (YTD)
$5.39M
Rank: #1,326 of 4,213 U.S. banks by assets · #68 of 322 in Illinois. Assets changed 6.1% and deposits 0.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.48% |
| Return on equity | 14.29% |
| Net interest margin (YTD) | 3.80% |
| Equity to assets | 11.84% |
| Tier 1 leverage ratio | 13.52% |
| Uninsured deposits (share of deposits) | 24.6% |
| Noncurrent loans (share of loans) | 0.54% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 85.5% |
| Real estate loans (share of loans) | 63.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $313.21M | 63.4% | |
| Commercial & industrial | $98.00M | 19.8% | |
| Consumer / individual | $13.53M | 2.7% | |
| Construction & development | $5.36M | 1.1% | |
| Agricultural | $66.66M | 13.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $599.07M | $515.14M | $4.19M | $45.33M |
| Jun 2023 | $647.93M | $519.46M | $3.79M | $47.93M |
| Jun 2024 | $682.99M | $574.77M | $3.57M | $54.85M |
| Jun 2025 | $694.14M | $574.82M | $4.07M | $62.51M |
| Jun 2026 | $736.71M | $577.91M | $5.39M | $87.23M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $577.91M | 9 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $577.91M.
Similar-sized banks
Kleberg Bank, N.A. ($736.78M) · Midwest Bank ($736.41M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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