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Banks · Texas

The Perryton National Bank

Perryton, TX · FDIC Certificate #3388 · Chartered 01/0

Total assets
$212.65M
Total deposits
$181.14M
Total equity
$29.97M
Net loans
$97.19M
Branches (offices)
1
Net income (YTD)
$1.77M
Rank: #2,897 of 4,213 U.S. banks by assets · #249 of 346 in Texas. Assets changed 11.6% and deposits 11.5% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)1.71%
Return on equity11.90%
Net interest margin (YTD)3.31%
Equity to assets14.09%
Tier 1 leverage ratio16.40%
Uninsured deposits (share of deposits)55.9%
Noncurrent loans (share of loans)0.36%
Net charge-offs (share of loans)0.01%
Loans to deposits53.7%
Real estate loans (share of loans)49.4%

Loan mix

CategoryAmountShare
Real estate loans$47.98M
49.4%
Commercial & industrial$15.88M
16.3%
Consumer / individual$12.66M
13.0%
Construction & development$6.51M
6.7%
Agricultural$22.86M
23.5%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$173.55M$153.70M$1.14M$19.69M
Jun 2023$181.06M$159.13M$1.27M$20.69M
Jun 2024$190.42M$159.94M$1.15M$23.18M
Jun 2025$190.52M$162.40M$1.56M$26.50M
Jun 2026$212.65M$181.14M$1.77M$29.97M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Texas$181.14M1

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $181.14M.

Similar-sized banks

Farmers Savings Bank & Trust ($212.74M) · First State Bank Of Odem ($212.65M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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