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The Riley State Bank Of Riley, Kansas
Riley, KS · FDIC Certificate #16120 · Chartered 11/1
Total assets
$131.97M
Total deposits
$115.24M
Total equity
$13.26M
Net loans
$88.03M
Branches (offices)
4
Net income (YTD)
$950.00K
Rank: #3,451 of 4,213 U.S. banks by assets · #119 of 183 in Kansas. Assets changed 8.6% and deposits 10.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.48% |
| Return on equity | 14.60% |
| Net interest margin (YTD) | 3.81% |
| Equity to assets | 10.05% |
| Tier 1 leverage ratio | 10.51% |
| Uninsured deposits (share of deposits) | 24.2% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 76.4% |
| Real estate loans (share of loans) | 35.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $31.17M | 35.4% | |
| Commercial & industrial | $18.36M | 20.9% | |
| Consumer / individual | $4.70M | 5.3% | |
| Construction & development | $3.82M | 4.3% | |
| Agricultural | $34.62M | 39.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $115.63M | $102.15M | $697.00K | $10.26M |
| Jun 2023 | $113.92M | $96.63M | $519.00K | $10.51M |
| Jun 2024 | $114.34M | $101.43M | $650.00K | $10.42M |
| Jun 2025 | $121.53M | $103.94M | $856.00K | $12.05M |
| Jun 2026 | $131.97M | $115.24M | $950.00K | $13.26M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $115.24M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $115.24M.
Similar-sized banks
American Interstate Bank ($132.03M) · Fidelity Federal Savings And Loan Association Of Delaware ($131.55M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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