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The Settlers Bank
Marietta, OH · FDIC Certificate #35060 · Chartered 07/1
Total assets
$142.45M
Total deposits
$119.06M
Total equity
$22.92M
Net loans
$91.81M
Branches (offices)
1
Net income (YTD)
$1.28M
Rank: #3,359 of 4,213 U.S. banks by assets · #114 of 155 in Ohio. Assets changed 7.5% and deposits 7.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.83% |
| Return on equity | 11.27% |
| Net interest margin (YTD) | 4.68% |
| Equity to assets | 16.09% |
| Tier 1 leverage ratio | 16.19% |
| Uninsured deposits (share of deposits) | 18.4% |
| Noncurrent loans (share of loans) | 0.18% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 77.1% |
| Real estate loans (share of loans) | 92.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $84.62M | 92.2% | |
| Commercial & industrial | $3.44M | 3.7% | |
| Consumer / individual | $5.33M | 5.8% | |
| Construction & development | $1.32M | 1.4% | |
| Agricultural | $4.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $139.84M | $121.98M | $407.00K | $17.61M |
| Jun 2023 | $127.82M | $108.80M | $1.11M | $18.68M |
| Jun 2024 | $126.39M | $105.70M | $1.10M | $20.19M |
| Jun 2025 | $132.48M | $110.48M | $1.22M | $21.58M |
| Jun 2026 | $142.45M | $119.06M | $1.28M | $22.92M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $119.06M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $119.06M.
Similar-sized banks
Citizens Community Bank ($142.63M) · Four States Bank ($142.08M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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