Advertisement
The Sherwood State Bank
Sherwood, OH · FDIC Certificate #16222 · Chartered 01/0
Total assets
$107.53M
Total deposits
$89.85M
Total equity
$12.68M
Net loans
$79.46M
Branches (offices)
4
Net income (YTD)
$412.00K
Rank: #3,625 of 4,213 U.S. banks by assets · #129 of 155 in Ohio. Assets changed 4.4% and deposits 7.0% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.78% |
| Return on equity | 6.58% |
| Net interest margin (YTD) | 4.61% |
| Equity to assets | 11.79% |
| Tier 1 leverage ratio | 12.32% |
| Uninsured deposits (share of deposits) | 11.4% |
| Noncurrent loans (share of loans) | 2.36% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 88.4% |
| Real estate loans (share of loans) | 91.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $72.39M | 91.1% | |
| Commercial & industrial | $3.76M | 4.7% | |
| Consumer / individual | $2.72M | 3.4% | |
| Construction & development | $877.00K | 1.1% | |
| Agricultural | $919.00K | 1.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $86.43M | $76.44M | $252.00K | $7.91M |
| Jun 2023 | $92.04M | $78.10M | $273.00K | $10.46M |
| Jun 2024 | $97.48M | $79.87M | $132.00K | $11.08M |
| Jun 2025 | $103.00M | $83.95M | $382.00K | $11.86M |
| Jun 2026 | $107.53M | $89.85M | $412.00K | $12.68M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $89.85M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $89.85M.
Similar-sized banks
The Bank Of Magnolia Company ($107.84M) · Liberty Bank Of New Jersey ($107.36M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement