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The State Bank Of Toledo
Toledo, IA · FDIC Certificate #4514 · Chartered 01/0
Total assets
$134.64M
Total deposits
$120.20M
Total equity
$13.97M
Net loans
$108.03M
Branches (offices)
2
Net income (YTD)
$748.00K
Rank: #3,429 of 4,213 U.S. banks by assets · #176 of 225 in Iowa. Assets changed -0.4% and deposits 0.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.07% |
| Return on equity | 10.83% |
| Net interest margin (YTD) | 4.46% |
| Equity to assets | 10.38% |
| Tier 1 leverage ratio | 9.83% |
| Uninsured deposits (share of deposits) | 18.6% |
| Noncurrent loans (share of loans) | 2.04% |
| Net charge-offs (share of loans) | 0.27% |
| Loans to deposits | 89.9% |
| Real estate loans (share of loans) | 74.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $80.85M | 74.8% | |
| Commercial & industrial | $5.25M | 4.9% | |
| Consumer / individual | $3.67M | 3.4% | |
| Construction & development | $819.00K | 0.8% | |
| Agricultural | $20.28M | 18.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $131.77M | $120.50M | $585.00K | $11.12M |
| Jun 2023 | $117.89M | $105.08M | $709.00K | $12.35M |
| Jun 2024 | $138.58M | $120.84M | $797.00K | $13.35M |
| Jun 2025 | $135.16M | $119.41M | $389.00K | $13.62M |
| Jun 2026 | $134.64M | $120.20M | $748.00K | $13.97M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $120.20M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $120.20M.
Similar-sized banks
Rushville State Bank ($134.76M) · Bank Of Halls ($134.55M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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