Advertisement
The Twin Valley Bank
West Alexandria, OH · FDIC Certificate #13802 · Chartered 01/0
Total assets
$137.60M
Total deposits
$126.50M
Total equity
$10.44M
Net loans
$91.80M
Branches (offices)
5
Net income (YTD)
$760.00K
Rank: #3,406 of 4,213 U.S. banks by assets · #115 of 155 in Ohio. Assets changed -0.7% and deposits -1.8% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.08% |
| Return on equity | 14.97% |
| Net interest margin (YTD) | 4.04% |
| Equity to assets | 7.58% |
| Tier 1 leverage ratio | 9.23% |
| Uninsured deposits (share of deposits) | 12.2% |
| Noncurrent loans (share of loans) | 0.08% |
| Net charge-offs (share of loans) | 0.06% |
| Loans to deposits | 72.6% |
| Real estate loans (share of loans) | 83.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $77.06M | 83.9% | |
| Commercial & industrial | $9.46M | 10.3% | |
| Consumer / individual | $1.65M | 1.8% | |
| Construction & development | $2.37M | 2.6% | |
| Agricultural | $2.18M | 2.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $116.53M | $110.98M | $290.00K | $5.36M |
| Jun 2023 | $123.95M | $117.60M | $510.00K | $5.98M |
| Jun 2024 | $128.72M | $120.88M | $482.00K | $7.23M |
| Jun 2025 | $138.57M | $128.78M | $507.00K | $8.47M |
| Jun 2026 | $137.60M | $126.50M | $760.00K | $10.44M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $126.50M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $126.50M.
Similar-sized banks
State Bank Of Cherry ($137.62M) · The Citizens State Bank ($137.47M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement