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The Village Bank
Newton, MA · FDIC Certificate #26336 · Chartered 05/0
Total assets
$2.07B
Total deposits
$1.80B
Total equity
$176.41M
Net loans
$1.69B
Branches (offices)
10
Net income (YTD)
$4.92M
Rank: #590 of 4,213 U.S. banks by assets · #24 of 89 in Massachusetts. Assets changed 2.0% and deposits 1.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.48% |
| Return on equity | 5.65% |
| Net interest margin (YTD) | 2.62% |
| Equity to assets | 8.53% |
| Tier 1 leverage ratio | 9.50% |
| Uninsured deposits (share of deposits) | 52.1% |
| Noncurrent loans (share of loans) | 0.23% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 94.0% |
| Real estate loans (share of loans) | 98.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.66B | 98.1% | |
| Commercial & industrial | $36.27M | 2.1% | |
| Consumer / individual | $4.70M | 0.3% | |
| Construction & development | $269.39M | 15.9% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.72B | $1.52B | $7.59M | $142.94M |
| Jun 2023 | $1.92B | $1.75B | $1.94M | $145.88M |
| Jun 2024 | $1.98B | $1.67B | -$118.00K | $151.01M |
| Jun 2025 | $2.03B | $1.78B | $3.28M | $160.67M |
| Jun 2026 | $2.07B | $1.80B | $4.92M | $176.41M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Massachusetts | $1.80B | 10 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.80B.
Similar-sized banks
American Commercial Bank & Trust, National Association ($2.07B) · Gateway First Bank ($2.06B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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