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The Wanda State Bank
Wanda, MN · FDIC Certificate #1908 · Chartered 06/0
Total assets
$229.77M
Total deposits
$201.26M
Total equity
$27.25M
Net loans
$136.29M
Branches (offices)
2
Net income (YTD)
$990.00K
Rank: #2,813 of 4,213 U.S. banks by assets · #107 of 221 in Minnesota. Assets changed 4.0% and deposits 3.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.85% |
| Return on equity | 7.37% |
| Net interest margin (YTD) | 3.36% |
| Equity to assets | 11.86% |
| Tier 1 leverage ratio | 12.12% |
| Uninsured deposits (share of deposits) | 12.8% |
| Noncurrent loans (share of loans) | 1.12% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 67.7% |
| Real estate loans (share of loans) | 53.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $73.43M | 53.9% | |
| Commercial & industrial | $7.17M | 5.3% | |
| Consumer / individual | $4.43M | 3.2% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $53.68M | 39.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $186.96M | $164.97M | $640.00K | $21.15M |
| Jun 2023 | $185.12M | $161.88M | $862.00K | $21.88M |
| Jun 2024 | $178.46M | $153.53M | $486.00K | $23.01M |
| Jun 2025 | $220.88M | $194.27M | $536.00K | $25.24M |
| Jun 2026 | $229.77M | $201.26M | $990.00K | $27.25M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $201.26M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $201.26M.
Similar-sized banks
Landmark Bank ($229.83M) · Eagle Valley Bank ($229.62M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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