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Thomasville National Bank
Thomasville, GA · FDIC Certificate #34068 · Chartered 10/0
Total assets
$2.18B
Total deposits
$1.87B
Total equity
$226.53M
Net loans
$1.82B
Branches (offices)
4
Net income (YTD)
$25.44M
Rank: #568 of 4,213 U.S. banks by assets · #8 of 123 in Georgia. Assets changed 13.2% and deposits 14.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.40% |
| Return on equity | 23.80% |
| Net interest margin (YTD) | 4.12% |
| Equity to assets | 10.39% |
| Tier 1 leverage ratio | 10.75% |
| Uninsured deposits (share of deposits) | 38.7% |
| Noncurrent loans (share of loans) | 0.22% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 97.2% |
| Real estate loans (share of loans) | 85.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.55B | 85.6% | |
| Commercial & industrial | $275.54M | 15.2% | |
| Consumer / individual | $18.65M | 1.0% | |
| Construction & development | $276.81M | 15.2% | |
| Agricultural | $3.08M | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.58B | $1.40B | $12.95M | $127.55M |
| Jun 2023 | $1.58B | $1.34B | $17.69M | $147.06M |
| Jun 2024 | $1.76B | $1.52B | $19.56M | $170.04M |
| Jun 2025 | $1.93B | $1.63B | $22.33M | $195.75M |
| Jun 2026 | $2.18B | $1.87B | $25.44M | $226.53M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Georgia | $1.64B | 3 |
| Florida | $228.33M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.87B.
Similar-sized banks
Citizens National Bank Of Texas ($2.19B) · Security State Bank & Trust ($2.18B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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